Nigerian financial sector compliance directory — Acts, Regulations, Guidelines and Circulars from PenCom, CBN, NAICOM, SEC and NDPC.
Raises minimum regulatory capital to ₦20bn for PFAs (₦30bn for PFAs with AUM of ₦500bn and above / special-purpose PFAs) and ₦25bn for PFCs. Immediate effect for new entrants; exis…
Mandates cryptographic hash-freezing of electronically signed pension documents so any subsequent alteration breaks the security chain, plus exhaustive audit-trail logging of signi…
24-month extension permitting PFAs to invest in equities and bonds issued by parent companies/HoldCos of their PFCs, subject to strict caps: Funds I, II, V-Growth and VI-Active — m…
Abolishes prior written approval for PFA advertisements (replacing Section 6.3.1 of the PFA Operations Guidelines). PFAs must still notify PenCom before deployment, evidence intern…
Addendum updating the September 2025 Revised Regulation on Investment of Pension Fund Assets; successor document to the seed vault's existing investment-regulation entry.
Governs shared services arrangements between licensed pension fund operators and their related parties, setting conditions for cost allocation, documentation, arm's-length terms an…
Framework governing engagement of Accredited Pension Agents to drive enrolment and contributions under the Personal Pension Plan.
Revises allowable asset classes, quality thresholds and portfolio limits for pension fund investment under the multi-fund structure; supersedes the February 2019 amended investment…
Refreshed information technology standards for pension operators covering IT governance, cybersecurity controls, business continuity and system audit expectations.
Sets consumer protection standards across the pension industry, covering disclosure, complaints handling and fair treatment of RSA holders.
Updates the rules governing RSA transfers between PFAs under the RSA Transfer System.
[Superseded — see pc-b2-r02 (2025-09-24) and its pc-b2-r01 Addendum (2026-03-25) for the current version.] Sets allowable asset classes, quality thresholds, rating requirements and…
This vault is a monitoring aid, not legal advice; always confirm against the regulator's official publication.
