About CHOLAL Professional Services

Compliance expertise forged in 15+ years inside Nigeria's most complex regulatory ecosystems.

Lead Consultant

Charles Olakunle Alaka

A compliance professional who has spent more than 15 years at the intersection of regulatory requirements and business execution at one of Nigeria's leading Pension Fund Administrators.

SPHRi CCEP-I CFA Investment Foundations
Lagos, Nigeria
15+ Years PFA Industry

The Founding Story

CHOLAL Professional Services was founded on a simple but powerful insight: most Nigerian organisations struggle with compliance not because they don't care, but because they lack the specialised expertise to navigate an increasingly complex regulatory environment.

After more than 15 years managing regulatory compliance at scale inside one of Nigeria's leading Pension Fund Administrators, Charles Olakunle Alaka recognised that the knowledge and systems he had built — the regulatory universe mapping, the automated filing processes, the AML/CFT frameworks — were exactly what growing businesses needed but couldn't access without hiring a full compliance team.

CHOLAL Professional Services was created to bridge that gap: delivering enterprise-grade compliance expertise as a strategic advisory service, tailored to organisations at every stage of growth.

"I founded CHOLAL because I saw brilliant businesses being held back by regulatory blind spots that were entirely preventable. Compliance should be your advantage, not your obstacle."

Three Differentiators That Define Our Advisory

15+ Years PFA

Insider Experience

Over 15 years inside a leading Nigerian PFA gave Charles direct, hands-on experience navigating PenCom, NDPC, FIRS, CBN, and EFCC requirements — not as an external consultant reading regulations, but as a professional responsible for zero infractions across complex portfolios.

SPHRi | CCEP-I | CFA

Multidisciplinary Expertise

The combination of SPHRi (HR), CCEP-I (Ethics & Compliance), and CFA Investment Foundations creates a rare advisory profile: deep HR strategy, rigorous compliance management, and financial acumen — all in one engagement.

Zero Infractions

Proven Track Record

Zero infractions across all client engagements. Every filing accurate. Every audit passed. This isn't a promise — it's a track record built over 15 years of managing compliance for organisations where the stakes were high and the margin for error was zero.

Core Areas of Expertise

Regulatory Compliance

Regulatory Universe Design

Complete mapping of every obligation tied to your industry and risk profile — nothing falls through the cracks.

Compliance Audits & Gap Analysis

Policy review that surfaces exposure before it becomes a liability. Detailed reports with prioritized remediation.

Statutory Reporting & Filings

100% accuracy on annual returns, FIRS/SIRS filings, pension remittances, and all regulatory submissions.

AML/CFT Frameworks

Comprehensive anti-money laundering and counter-financing of terrorism frameworks deployed proactively.

HR, Compensation & Benefits

Total Rewards Design

Pay and benefits architecture built on market data, equity principles, and regulatory compliance.

Pension Advisory

RSA and contribution oversight with 15+ years PFA expertise — the most authoritative pension advisory available.

HR Governance & Policy

Audit-ready manuals, procedures, and documentation frameworks that meet every regulatory requirement.

Strategic HR Advisory

Labor law compliance integrated into every people strategy, protecting the organisation from regulatory sanctions.

Strategic Transformation

Transformation Roadmap

Moving your compliance posture from reactive to proactive — a structured journey from Red to Green.

Technology Integration

Automated monitoring dashboards and live reporting tools that eliminate manual blind spots.

Process Redesign

Re-engineering compliance workflows for efficiency, accuracy, and regulatory alignment.

Continuous Improvement

Ongoing advisory that keeps your compliance posture aligned as regulations evolve.

Our Values & Commitments

These commitments are not marketing language — they are the operating principles that have defined every engagement across 15 years of compliance work.

Complete transparency — we report what we find, not what you want to hear

Zero infractions as the baseline expectation, not an aspiration

Proactive identification of risks before they become regulatory events

Strategic advice aligned with your business objectives, not just compliance boxes

Confidentiality and professional ethics maintained in every engagement

What Clients Say

"CHOLAL transformed our pension compliance from a quarterly scramble into a live, automated process. Zero missed submissions and full confidence in every filing."
Finance Director
Financial Services Firm | 500+ Employees
"Their AML/CFT framework wasn't just compliant — it gave us deeper visibility into our operational risks. That's the kind of strategic thinking you don't find everywhere."
Compliance Officer
Non-Financial Enterprise | 300+ Employees
"Charles knows how regulators think because he's worked alongside them. That insider perspective changes the quality of every piece of advice we receive."
HR Director
Healthcare Organisation | 200+ Employees
"We were heading into a FIRS audit with significant exposure. CHOLAL's gap assessment and remediation plan protected us completely. Outcome: zero findings, zero penalties."
CFO
Financial Services Company | 400+ Employees

Our Engagement Process

Every engagement follows a structured process designed to deliver clarity, accountability, and results.

01
Discovery & Assessment

Initial consultation to understand your regulatory landscape, risk profile, current compliance posture, and business priorities.

02
Regulatory Universe Mapping

Comprehensive mapping of every obligation applicable to your business — by regulator, by deadline, by risk level.

03
Gap Analysis & Remediation

Identification of compliance gaps with a prioritized, time-bound remediation plan and clear ownership for each item.

Ready to Work With a Compliance Expert Who's Done This at Scale?

Schedule a discovery call and let's discuss your regulatory landscape, risk profile, and how CHOLAL can help you move from reactive to proactive.

Schedule Your Discovery Call