Raised minimum capital (paid-up plus share premium only) to ₦500bn for commercial banks with international authorisation, ₦200bn national, ₦50bn regional; ₦50bn merchant; ₦20bn/₦10bn non-interest. Compliance deadline 31 March 2026; options were fresh injection, M&A or licence downgrade.
All commercial, merchant and non-interest banks and new licence applicants.
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