Baseline Standards for Automated AML/CFT/CPF Solutions (BSD/DIR/PUB/LAB/019/002)

Central Bank of Nigeria Circular
Summary

Mandates automated real-time transaction monitoring, dynamic risk scoring, multi-list sanctions screening (OFAC, UN, EU, HMT, CBN watchlist, NFIU list, PEP databases) at onboarding and per transaction, and automated regulatory reporting. Implementation roadmap due 10 June 2026. Institutions remain accountable for system effectiveness regardless of vendor.

Applicability

All banks, fintechs, PSPs and CBN-supervised entities.

Open Source Document ↗
Document Details
Date Issued
10 Mar 2026
Date Effective
10 Mar 2026
Compliance Deadline
10 Jun 2026
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